This website is operated by Chesapeake FEX LLC (“Company,” “we,” “us,” or “our”), doing business as Chesapeake Final Expense.

By accessing or using this website, you agree to the following Terms of Use.

Use of Website

This website is intended for informational purposes and to facilitate consumer inquiries regarding insurance products and services.

You agree to use this website only for lawful purposes and not to:

• Misuse, disrupt, or attempt unauthorized access to the website
• Submit false or misleading information
• Use automated systems (bots, scrapers) to access or extract data
• Interfere with the functionality or security of the website

No Guarantee of Coverage

Submission of information through this website does not guarantee eligibility, approval, or issuance of any insurance policy.

All insurance applications are subject to underwriting, approval, and terms established by the issuing carrier.

No Professional Advice

Content provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice.

Third-Party Services & Carriers

We may work with third-party insurance carriers, agents, and service providers.

Chesapeake FEX LLC does not issue insurance policies directly and is not responsible for:

• Underwriting decisions
• Policy terms or coverage outcomes
• Claims handling or payment decisions

Intellectual Property

All content on this website, including text, design, branding, and materials, is the property of Chesapeake FEX LLC and may not be copied, reproduced, or distributed without prior written permission.

Limitation of Liability

To the fullest extent permitted by law, Chesapeake FEX LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Use of or inability to use this website
• Reliance on any information provided
• Communication or interaction with third-party providers
• Errors, omissions, or delays in information

Indemnification

You agree to indemnify, defend, and hold harmless Chesapeake FEX LLC and its affiliates from any claims, damages, liabilities, or expenses arising from:

• Your use of the website
• Your violation of these Terms
• Any information you submit

Modifications

We reserve the right to update or modify these Terms of Use at any time without prior notice.

Continued use of the website constitutes acceptance of any changes.

Governing Law

These Terms of Use are governed by the laws of the State of Maryland, without regard to conflict of law principles.

Dispute Resolution

Any disputes arising from the use of this website shall be resolved through binding arbitration in the State of Maryland, unless otherwise required by law.

Each party shall bear its own legal costs unless otherwise determined by the arbitrator.

Contact

Chesapeake FEX LLC
14320 Jarrettsville Pike STE 277
Phoenix, MD 21131
(443) 594-7890